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The Travel Insured Lite
Trip Cancellation Travel Insurance Plan

This is a long page – You get lots of information and prices. The prices on this page are for anyone except FL, KS, MO, VA or WA residents. Click here if you live in Florida, here if you live in KS, MO or VA or here if you live in WA.
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.

Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in), Travel Insured paid ($16,300 check came today May 9, 2014) for EVERYTHING (except a local cab we took to a restaurant and a few cash gratuities we didn’t have receipts for totaling about $100), including reimbursing us for 4 of the 7 lost days on the ship. What could have been a total disaster ended up becoming a very nice trip for my family (other than the crazy travel day getting there after the snowstorm).

I can’t thank you enough for the phenomenal information and advice on your web site and on the phone. Understanding the fine print in advance made all the difference in the world for our claim. We will be lifetime customers and we recommend you to everyone that we know! Click here to read Jon’s entire letter with all the details.

Click here if you are looking for the Travel Insured Worldwide Trip Protector & Plus plans

The Travel Insured Lite Plan has its strengths & quibbles:

Why Buy It? Quibbles
Round bullet point The Travel Insured Lite plan has $10,000 Secondary Medical & $100,000 Emergency Medical Transportation coverage Round bullet point The Travel Insured Lite plan does not cover pre-existing medical conditions nor Financial Default
Round bullet point You can double the Travel Insured Lite plan’s Emergency Medical & Medical Transportation for $25 per person Round bullet point The maximum trip cost you can cover is $10,000 per person with a $40,000 per policy maximum
Round bullet point Travel Insured can advance payment to a medical facility if needed to secure Your admission Round bullet point The Medical coverage ends when you return home
Round bullet point Each child under 18 is $8 with a related adult on the same policy Round bullet point Travel Insured Lite plans’ maximum trip length is 30 days
Round bullet point The lowest trip cost you can cover is $0. This means you won’t have any trip cancellation, nor pre-existing conditions coverage. You have $500 Return Air only for the Lite. Round bullet point A $0 trip cost changes your policy’s effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money
Round bullet point You have up to 14 calendar days after your initial trip deposit date to get “Cancel For Work Reasons” coverage for $24 per person – except WA State residents. See the details.
Round bullet point Travel Insured Lite plans have a 60 day Pre-existing Condition Lookback Period
Round bullet point You have a 14 day Free Look Period
Round bullet point Travel Insured plans are available to US residents
Round bullet point Everyone with the same itinerary is considered a traveling companion
Round bullet point Travel to Cuba is covered if you are going for an allowed reason
If you already know you want the Travel Insured Lite plan, click here for Travel Insured Lite’s secure online order form. You may call us toll free at 1-888-407-3854 (US residents only) to order over the telephone, too.

Travel Insured logoThe Travel Insured Lite plan can cover you with up to $20,000 Secondary Medical insurance and up to $200,000 Emergency Medical Evacuation. 14 day money back satisfaction guarantee. Available to any US resident. All benefits are in US dollars.

Travel Insured Lite’s Certificate of Coverage

The Travel Insured Travel Insured Lite Plan covers:

Plan Name Trip Protector Lite
Secure online order form link (you don’t pay extra fees using us) Travel Insured’s secure online order form – you need to call us at 1-888-407-3854 if your per person trip cost exceeds $10,000 to get quotes on, or to order other plans that can cover your full trip cost.
Money Back Guarantee 14 days
Trip Cancellation (per person) Up to the insured amount
Trip Interruption (per person) Up to the insured amount
Secondary Medical (per person) – Travel Insured can advance payment to a medical facility if needed to secure Your admission $10,000 ($750 dental sublimit)
You can upgrade to $20,000 medical & get an additional $100,000 Emergency Medical Transportation for just $25 per person
Emergency Medical Transportation (per person) $100,000
Pre-Existing Condition Lookback Period 60 Days (travelers, co-travelers & family members)
Travel Baggage (per person) $750 ($250 per item / $500 combined)
Baggage Delay (per person) $200 (after 24 hours)
Travel Delay (per person) $300 after 12 hours / $100 per day
Missed Connection (per person) $300 after 12 hours en route to cruise or tour
Damage To Your Rental Car $25,000 for $7 per day only if included when policy is purchased
Up to $1,000,000 Optional Flight Insurance Upgrade Round bullet point $8 for $100,000
Round bullet point $18 for $250,000
Round bullet point $39 for $500,000
Round bullet point $50 for $1,000,000
24-hour Assistance Services Included
Terrorist Incident coverage in Itinerary City “A Terrorist Incident that occurs in a city listed on the itinerary of Your Covered Trip and within 30 days prior to Your Scheduled Departure Date. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.”
More Optional Upgrades • You have up to 14 calendar days after your initial trip deposit date to get the Cancel For Work Reasons except for WA residents for $24 per person
• Collision Damage Waiver ($7 per calendar day)
• Up to $1,000,000 Flight Insurance
More Details • Children age 17 & under are insured for $8 for each related adult 18 or older on the same policy
Insurance Underwriter United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Travel Insured’s secure online order form – Higher per person trip cost? Get side by side quotes on plans that can cover your full trip cost if your per person trip cost exceeds $10,000.

Here’s How Travel Insured’s Optional
Cancel For Work Reasons Upgrade Works:

You have up to get this upgrade within 14 calendar days after your initial trip deposit date

Not available for residents of Washington State

The “Cancel For Work Reasons Upgrade” includes ability to Cancel for Work Reasons. Its cost is $24 per person on the same policy.

If You have purchased the Cancel for Work Reasons Protection the Insurer will pay up to the maximum shown on the Schedule of Coverage and Services if You or Your Traveling Companion are prevented from taking Your Covered Trip due to the following unforeseen events:

a) a permanent transfer of employment of 250 miles or more;

b) You or Your Traveling Companion are required to work during the Trip. A written statement by an unrelated company official and/or the human resources department demonstrating revocation of previously approved time off will be required. This provision is not applicable to temporary employment, independent contractors or self-employed persons;

c) You or Your Traveling Companion are directly involved in the merger of Your employer or the acquisition of Your employer by another company. You, Your Traveling Companion or Family Member cannot be a company owner or partner;

d) Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire, flood, burglary or other Natural Disaster and You and/or Your Traveling Companion are required to work as a result.

Note: For any child to qualify for benefits under the Work Upgrade, coverage must be purchased and paid for each child covered.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the Travel Insured
Worldwide Trip Protector Lite Plan Prices:

Take note of this important Travel Insured Worldwide Trip Protector Lite Plan pricing information:

The Travel Insured Lite Plan Prices:

Per Person
Trip Cost
Ages 0 – 17 Ages 18 – 34 Ages 35 – 58 Ages 59 – 65 Ages 66 – 70 Ages 71 – 80 Ages 81 – 85 Ages 86 +
$0 $8 $16 $24 $27 $30 $41 $64 $68
$1 – $250 $8 $18 $27 $29 $35 $43 $74 $79
$251 – $500 $8 $20 $30 $31 $38 $48 $77 $82
$501 – $1000 $8 $33 $42 $47 $63 $78 $112 $134
$1001 – $1500 $8 $43 $59 $63 $82 $119 $144 $185
$1501 – $2000 $8 $57 $78 $86 $115 $161 $185 $236
$2001 – $2500 $8 $72 $93 $105 $140 $191 $227 $286
$2501 – $3000 $8 $87 $109 $126 $177 $230 $262 $342
$3001 – $3500 $8 $103 $117 $145 $204 $260 $314 $394
$3501 – $4000 $8 $116 $129 $160 $229 $300 $362 $443
$4001 – $4500 $8 $130 $144 $203 $254 $333 $407 $496
$4501 – $5000 $8 $144 $161 $227 $281 $368 $458 $544
$5001 – $5500 $8 $165 $188 $250 $328 $406 $506 $596
$5501 – $6000 $8 $185 $216 $270 $362 $442 $563 $650
$6001 – $6500 $8 $202 $239 $299 $396 $477 $617 $701
$6501 – $7000 $8 $218 $258 $323 $423 $512 $667 $754
$7001 – $8000 $8 $238 $280 $361 $479 $582 $747 $857
$8001 – $9000 $8 $267 $303 $399 $534 $652 $828 $961
$9001 – $10000 $8 $295 $323 $442 $589 $727 $911 $1,066

Click here to go to the Travel Insured’s secure online order form – you need to call us toll-free at 1-888-407-3854 if your per person trip cost exceeds $10,000 to get quotes on, or to order other plans that can cover your full trip cost.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Becky, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.


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