Expensive Trip? Call Deanna, Kim or Steve at 888-407-3854 or 507-214-3854 for the right Travel Insurance advice from the most recommended travel insurance website in the USA.

M-F 9am - 6pm ET, Sat Noon - 3pm, Sun 2 - 4pm
Home | Geo-Blue | MedjetAssist | Travel Insured Lite | TripAssure Asset
Click here for Steve's Coronavirus and Travel Insurance page with Q & A's | Steve's Blog
* Click here to find out what you can do with your policy if your trip's affected by the Coronavirus *
Get Side-by-Side Quotes
Trip Cost (per person)
$
Initial trip deposit date
  
Departure Date
  
Return Date
  
Travelers' Ages
Are you going to Cuba?
Yes No

   

Pre-screened Basic Travel Insurance Plans
Travel Insured Lite
TripAssure Asset
MedJet logo
(AARP Discount)
Side-By-Side Quotes
Subscribe to Steve's Wall Street Journal Recommended Blog
Site Map
Service & Contact
BBB logo
Since Jan. 2005
Subscribe to Steve's Wall Street Journal Recommended Blog
1,617 Testimonials
stretcher

The Travel Insured Lite
Trip Cancellation Travel Insurance Plan

 

This is a long page – You get lots of information and prices. The prices on this page are for anyone except MO, MT, NY, OR, PA or WA residents. Click here if you live in MT, NY, OR and PA, here if you live in MO or here if you live in WA.
You may have coverage due to the Coronavirus outbreak
If you are receiving a full refund or travel credit due to the Coronavirus, your Travel Insured policy dates can be adjust the dates on your policy. Click here to learn what you can do with your Travel Insured policy.
Travel Insurance Claim Paid in Full for Jon from Massachusetts: I wanted to follow up with you on your very helpful telephone calls as it relates to the claim that we ended up filing with Travel Insured.
Thanks to all of the details about the fine print on your web site (and the advice you gave me on the phone the Friday before when the storm was coming in), Travel Insured paid ($16,300 check came today May 9, 2014) for EVERYTHING (except a local cab we took to a restaurant and a few cash gratuities we didn’t have receipts for totaling about $100), including reimbursing us for 4 of the 7 lost days on the ship. What could have been a total disaster ended up becoming a very nice trip for my family (other than the crazy travel day getting there after the snowstorm).
I can’t thank you enough for the phenomenal information and advice on your web site and on the phone. Understanding the fine print in advance made all the difference in the world for our claim. We will be lifetime customers and we recommend you to everyone that we know! Click here to read Jon’s entire letter with all the details.

Click here if you are looking for the Travel Insured Worldwide Trip Protector plan

The Travel Insured Lite Plan has its strengths & quibbles:

Why Buy It? Quibbles
Round bullet point The Travel Insured Lite plan has $10,000 Secondary Medical & $100,000 Emergency Medical Transportation coverage Round bullet point The Travel Insured Lite plan does not cover pre-existing medical conditions nor Financial Default
Round bullet point You can double the Travel Insured Lite plan’s Medical to $20,000 for $27 per person Round bullet point The maximum trip cost you can cover is $10,000 per person with a $40,000 per policy maximum
Round bullet point Travel Insured can advance payment to a medical facility if needed to secure Your admission Round bullet point The Medical coverage ends when you return home
Round bullet point Each child under 18 is $11 with a related adult on the same policy Round bullet point Travel Insured Lite plans’ maximum trip length is 30 days
Round bullet point The lowest trip cost you can cover is $0. This means you won’t have any trip cancellation, nor pre-existing conditions coverage. You have $500 Return Air only for the Lite. Round bullet point A $0 trip cost changes your policy’s effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money
Round bullet point You have up to 14 calendar days after your initial trip deposit date to get “Cancel For Work Reasons” coverage for $26 per person. See the details.
Round bullet point Travel Insured Lite plans have a 60 day Pre-existing Condition Lookback Period
Round bullet point You have a 14 day Free Look Period
Round bullet point Everyone with the same itinerary is considered a traveling companion
Round bullet point Travel to Cuba is covered if you are going for an allowed reason
If you want the Travel Insured Lite plan, click here for Travel Insured Lite’s secure online order form. You may call us toll free at 1-888-407-3854 to order over the telephone, too.

Travel Insured logoThe Travel Insured Lite plan can cover you with up to $20,000 Secondary Medical insurance and $100,000 Emergency Medical Evacuation. 14 day money back satisfaction guarantee. Available to any US resident.

Travel Insured Lite’s Certificates of Coverage

Most States’ Lite plan Certificate Illinois Residents
Indiana Residents New Hampshire Residents
A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Certificate of Coverage. You can view or download Travel Insured’s Certificates with the free Adobe Acrobat Reader.

 

The Travel Insured Travel Insured Lite Plan covers:

Plan Name Trip Protector Lite
Secure online order form link (you don’t pay extra fees using us) Travel Insured’s secure online order form – you need to call us at 1-888-407-3854 if your per person trip cost exceeds $10,000 to get quotes on, or to order other plans that can cover your full trip cost.
Money Back Guarantee 14 days
Trip Cancellation Up to the insured amount
Trip Interruption Up to the insured amount
Secondary Medical $10,000 ($750 dental sublimit)
Or add $10,000 medical for just $27 per person
Emergency Medical Transportation $100,000
Pre-Existing Condition Lookback Period 60 Days (travelers, co-travelers & family members)
Travel Baggage $750 ($250 per item / $500 combined)
Baggage Delay $200 (after 12 hours)
Trip Delay $300 after 12 hours / $100 per day
Missed Tour or Cruise Connection $300 after 12 hours en route to cruise or tour
Damage To Your Rental Car $25,000 for $8 per day only if included when policy is purchased
Up to $1,000,000 Optional Flight Insurance Upgrade Round bullet point $9 for $100,000
Round bullet point $20 for $250,000
Round bullet point $42 for $500,000
Round bullet point $56 for $1,000,000
24-hour Assistance Services Included
Terrorist Incident coverage in Itinerary City “A Terrorist Incident that occurs in a city listed on the itinerary of Your Covered Trip and within 30 days prior to Your Scheduled Departure Date. The Terrorist Incident must occur after the Effective Date of Your Trip Cancellation Coverage.”
More Details • Children age 17 & under are insured for $8 for each related adult 18 or older on the same policy
Insurance Underwriter United States Fire Insurance Company (A Rated)
Secure online order link (you don’t pay extra fees using us) Travel Insured’s secure online order form – Higher per person trip cost? Get side by side quotes on plans that can cover your full trip cost if your per person trip cost exceeds $10,000.

Here’s How Travel Insured’s Optional
Cancel For Work Reasons Upgrade Works:

You must get this upgrade within 14 calendar days after your initial trip deposit date

Not available for residents of Florida

The “Cancel For Work Reasons Upgrade” includes ability to Cancel for Work Reasons. Its cost is $26 per person on the same policy.

If You have purchased the Cancel for Work Reasons Protection the Insurer will pay up to the maximum shown on the Schedule of Coverage and Services if You or Your Traveling Companion are prevented from taking Your Covered Trip due to the following unforeseen events:

1. You or Your Traveling Companion are required to work during the scheduled Trip. You or Your Traveling Companion’s must provide proof of requirement to work, such as a notarized statement signed by an officer of the employer; In the situation of self-employment, proof of self-employment with proof of Your or Your Traveling Companion’s 1099 and a notarized statement confirming that You or Your Traveling Companion are unable to travel due to Your or Your Traveling Companion’s job obligations is required;
2. You or Your Traveling Companion are required to work during Your Trip and are directly involved in a merger or acquisition. The company that is involved in said event must currently employ You or Your Traveling Companion and the action requires You or Your Traveling Companion to work as a result. You or Your Travel Companion must be an active, full-time employee and cannot be a company owner or partner;
3. Your or Your Traveling Companion’s place of employment is deemed to be unsuitable for business due to burglary, vandalism or a Natural Disaster and You or Your Traveling Companion are directly involved as a member or as an employee of the disaster recovery team who is responsible for policy and decision making and are required to work as a result;
4. You have a transfer of employment within the same organization of 250 or more miles which requires Your Primary Residence to be relocated. Notification of the transfer must occur after the Effective Date of Your Trip Cancellation Coverage. This provision is not applicable to temporary employment, seasonal employment, independent contractors, freelancer or self-employed persons.

Note: For any child to qualify for benefits under the Work Upgrade, coverage must be purchased and paid for each child covered.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.

Here are the Travel Insured
Worldwide Trip Protector Lite Plan Prices:

Take note of this important Worldwide Trip Protector Lite plan pricing information:

Travel Insured’s Worldwide Trip Protector Lite Prices:
(Starting March 1, 2021)

For all States except MO, MT, NY, OR, PA, and WA

Per Person
Trip Cost
Ages 0-17 with Adult Ages 0-34 Ages 35-58 Ages 59-65 Ages 66-70 Ages 71-80 Ages 81-85 Ages 86 +
0 (No Trip Cost) $11 21 31 35 39 53 82 87
$1-250 $11 23 35 37 45 55 94 101
$251-500 $11 26 39 40 49 61 98 105
$501-1,000 $11 42 54 60 80 99 143 170
1,001-1,500 $11 55 75 80 105 151 183 235
1,501-2,000 $11 73 97 110 146 205 235 300
2,001-2,500 $11 92 118 134 178 243 288 363
2,501-3,000 $11 111 139 160 225 292 333 434
3,001-3,500 $11 131 149 184 259 330 399 500
3,501-4,000 $11 148 164 203 291 381 460 562
4,001-4,500 $11 165 183 258 323 423 517 630
4,501-5,000 $11 183 205 288 357 467 581 690
5,001-5,500 $11 210 239 318 417 515 642 756
5,501-6,000 $11 235 274 343 460 561 715 825
6,001-6,500 $11 257 304 380 503 605 783 890
6,501-7,000 $11 277 328 410 537 650 846 957
$7,001-8,000 $11 302 356 458 608 739 948 1,087
$8,001-9,000 $11 339 385 507 678 827 1,051 1,219
$9,001-10,000 $11 375 410 561 748 923 1,156 1,353

Click here to go to the Travel Insured’s secure online order form – you need to call us toll-free at 1-888-407-3854 if your per person trip cost exceeds $10,000 to get quotes on, or to order other plans that can cover your full trip cost.

Ready to Order? It’s easy (and safe) to order online or over the telephone – just call Deanna, Kim or Steve toll free at 1-888-407-3854 or 816-282-6858.


adservices

adservices

adservices

Our Other information Pages:


BasicTravelinsurance.com is a division of TripInsuranceStore.com


Protect Yourself and Travel with Peace of Mind TM

Chat With Us BBB logo
Since Jan. 2005
Easily Contact BasicTravelinsurance.com via email: steve [at] tripinsurancestore.com

TripInsuranceStore.com
Local: 507-214-3854
Toll free: 1-888-407-3854

Office hours: (Eastern Time Zone)
Monday - Friday:
9 am - 6 pm
Saturday: Noon - 3 pm
Sunday: 2 - 4 pm
- We'll call you back if we miss your call



We have multiple phone lines so you will reach Deanna, Kim or Steve live. Call back if our lines are busy. If you get our voicemail, leave a message - we return all calls promptly.


Recommend this page