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Travelex Basic      |      Travel Guard Essential & Expanded      |      Travel Insured Lite & Lite Expanded

This is a long page - You get lots of information and prices

While pulling all the necessary paperwork together to file a claim was daunting (but necessary), I was amazed at how easy and hastle-free Travel Insured International made the claim and paid it promptly. I would definitely purchase a policy through TripInsuranceStore.com in the future. It was the best investment I have ever made. Thanks, Richard S., Acworth, Georgia

Travel Insured has its strengths & quibbles:

Why Buy It?

Quibbles

The Travel Insured Worldwide Trip Protector Lite Expanded plan has $15,000 Secondary Emergency Medical & $100,000 Emergency Medical Transportation coverage

The Travel Insured Lite Expanded's Emergency Medical has a $50 deductible per occurrence

The Travel Insured Worldwide Trip Protector Lite plan has $10,000 Secondary Emergency Medical & $100,000 Emergency Medical Transportation coverage

The Travel Insured Lite's Emergency Medical has a $50 deductible per occurrence

You can double either Travel Insured Lite plan's Emergency Medical & Medical Transportation for $25 per person

The maximum trip cost you can cover is $10,000 per person with a $40,000 per policy maximum

You have to buy the Travel Insured Lite Expanded plan within 14 calendar days after your initial trip deposit date to cover pre-existing conditions & Financial Default

The Travel Insured Lite plan does not cover pre-existing medical conditions nor Financial Default

Travel Insured can advance payment to a medical facility if needed to secure Your admission

The Emergency Medical coverage ends when you return home

1 child under 18 is covered free with each related adult on the same policy

Travel Insured Lite plans' maximum trip length is 30 days

The lowest trip cost you can cover is $0. This means you won't have any trip cancellation, nor pre-existing conditions coverage. You have $500 Return Air only for the Lite & Lite Expanded.

A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money

You have up to 14 calendar days after your initial trip deposit date to get "Cancel For Business Reasons" coverage for $24 per person - except WA State residents. See the details.

Both Travel Insured Lite plans have a 180 day Pre-existing Condition Lookback Period

You have a 14 day Free Look Period

Travel Insured plans are available to US residents

Everyone with the same itinerary is considered a traveling companion

Trip Protector Lite

Trip Protector Lite Expanded

Indiana Residents' Lite

Indiana Residents' Lite Expanded

New Hampshire Residents' Lite

New Hampshire Residents' Lite Expanded

Washington Residents' Lite

Washington Residents' Lite Expanded

All Other States' Lite

All Other States' Lite Expanded

A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Travel Insured Trip Protector Lite or Lite Expanded Certificate of Coverage. Click on the link to view or download it

The Travel Insured Travel Insured Lite & Lite Expanded Plans cover:

Plan Name

Trip Protector Lite

Trip Protector Lite Expanded

Secure online order form link (you don't pay extra fees using us)

Travel Insured's secure online order form - you need to call us at 1-888-407-3854 if your per person trip cost exceeds $10,000 to get quotes on, or to order other plans that can cover your full trip cost.

Money Back Guarantee

14 days

Trip Cancellation (per person)

Up to the insured amount

Trip Interruption (per person)

Up to the insured amount

Secondary Emergency Medical (per person) - Travel Insured can advance payment to a medical facility if needed to secure Your admission

$10,000 / $50 deductible per occurrence

You can upgrade to $20,000 medical & get an additional $100,000 Emer. Medical Transportation for just $25 per person

$15,000 / $50 deductible per occurence

You can upgrade to $30,000 medical & get an additional $100,000 Emer. Medical Transportation for just $25 per person

Emergency Medical Transportation (per person)

$100,000

Your deadline to waive the Pre-Existing Condition exclusion

No Pre-Existing Condition Waiver

Your Initial Trip Deposit Date plus 14 calendar days

Pre-Existing Condition Lookback Period

180 Days

Travel Baggage (per person)

$750 with $50 deductible

Baggage Delay (per person)

$200 (after 24 hours)

Travel Delay (per person)

$500 ($100 a day after 12 hours)

Missed Connection (per person)

No Coverage

$200 (after 6 hours)

Travel Supplier Financial Default

No Financial Default Coverage

14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days

Up to $1,000,000 Optional Flight Insurance Upgrade

$8 for $100,000
$18 for $250,000
$39 for $500,000
$50 for $1,000,000

$8 for $100,000
$18 for $250,000
$39 for $500,000
$50 for $1,000,000

24-hour Assistance Services

Included

Terrorist Incident coverage in Itinerary City

"If within 30 days of Your departure, a politically motivated Terrorist Attack occurs within the territorial limits of the City listed on Your itinerary. The Terrorist Attack must occur after the Effective Date of Your Trip Cancellation coverage."

More Optional Upgrades

• You have up to 14 calendar days after your initial trip deposit date to get the Cancel For Business Reasons except for WA residents for $24 per person
• Collision Damage Waiver ($7 per calendar day) except for TX & WA residents
• Up to $1,000,000 Flight Insurance
• Sports upgrade which covers covers covers $1,000 for rental of sports equipment that is delayed and/or forfeited greens fees for $30 per person

More Details

• One child age 17 & under is insured for free for each related adult 18 or older on the same policy

Insurance Underwriter

ARCH Insurance Company (A Rated)

Secure online order link (you don't pay extra fees using us)

Travel Insured's secure online order form - Higher per person trip cost? Get side by side quotes on plans that can cover your full trip cost if your per person trip cost exceeds $10,000.

Here's How Travel Insured's Optional
Cancel For Business Reasons Upgrade Works:

You have up to get this upgrade within 14 calendar days after your initial trip deposit date

Not available for residents of Washington State

The "Cancel For Business Reasons Upgrade" includes ability to Cancel for Business Reasons. Its cost is $24 per person on the same policy.

If You have purchased the Cancel for Work Reasons Protection the Insurer will pay up to the maximum shown on the Schedule of Coverage and Services if You or Your Traveling Companion are prevented from taking Your Trip due to one of the following unforeseen events:

1) You or Your Traveling Companion are required to work during Your scheduled Trip. You must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your or Your Traveling Companion's employer.

2) Your or Your Traveling Companion's company being made unsuitable for business by fire, flood, burglary, vandalism or Natural Disaster.

3) Your or Your Traveling Companion's company being directly involved in a merger or acquisition. You or Your Traveling Companion must be an active employee of the company that is merging and You or Your Traveling Companion must be involved in such an event.

4) The employer with whom You or Your Traveling Companion were employed on Your Effective Date transfers You or Your Traveling Companion more than 250 miles and You or Your Traveling Companion are required to relocate Your or Your Traveling Companion's primary residence.

5) You or Your Traveling Companion are terminated or laid off from employment subject to one year of continuous employment at the place of employment where terminated.

Note: For any child to qualify for benefits under the Business Upgrade, coverage must be purchased and paid for each child covered.

The Travel Insured Worldwide Trip Protector Lite Plan Prices

Per Person
Trip Cost

Up to
Age 35

Ages
36 - 60

Ages
61 - 70

Ages
71 - 75

Ages
76 - 80

Ages
81 - 85

Ages
86 +

$0

$12

19

25

30

35

58

62

$1 - 250

14

22

28

34

37

68

73

$251 - 500

16

25

30

38

42

71

76

$501 - 1000

29

37

47

65

72

106

128

$1001 - 1500

38

53

64

85

113

138

179

$1501 - 2000

52

70

91

123

155

179

230

$2001 - 2500

67

87

111

150

185

221

280

$2501 - 3000

81

103

135

182

223

255

335

$3001 - 3500

96

110

156

210

252

306

386

$3501 - 4000

109

122

176

242

292

354

435

$4001 - 4500

123

137

226

269

325

399

488

$4501 - 5000

137

154

253

298

360

450

536

$5001 - 5500

158

181

279

350

398

498

588

$5501 - 6000

177

208

301

385

432

553

640

$6001 - 6500

192

229

332

420

465

605

689

$6501 - 7000

208

248

360

450

500

655

742

$7001 - 8000

228

270

403

511

570

735

845

$8001 - 9000

257

293

446

570

640

816

949

$9001 - 10,000

285

313

495

630

715

899

1,054

The Travel Insured Worldwide Trip Protector Lite Expanded Plan Prices

Per Person
Trip Cost

Up to
Age 35

Ages
36 - 60

Ages
61 - 70

Ages
71 - 75

Ages
76 - 80

Ages
81 - 85

Ages
86 +

$0

$15

22

27

32

50

77

81

$1 - 250

17

24

30

37

53

84

87

$251 - 500

20

29

33

42

56

88

98

$501 - 1000

35

43

55

77

99

135

154

$1001 - 1500

45

60

75

98

135

179

216

$1501 - 2000

60

80

104

140

183

231

278

$2001 - 2500

78

101

128

178

243

283

341

$2501 - 3000

96

117

153

203

301

329

404

$3001 - 3500

110

124

181

240

339

388

469

$3501 - 4000

126

136

202

270

371

436

533

$4001 - 4500

143

155

260

305

406

511

589

$4501 - 5000

159

180

290

375

441

576

649

$5001 - 5500

180

209

318

427

480

629

740

$5501 - 6000

203

239

347

461

516

698

788

$6001 - 6500

219

259

378

495

558

758

837

$6501 - 7000

238

283

410

535

599

813

901

$7001 - 8000

263

308

457

606

703

905

1,022

$8001 - 9000

296

332

515

683

805

989

1,115

$9001 - 10,000

327

370

569

755

908

1,097

1,305

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Easily Contact BasicTravelInsurance.com via email: steve@tripinsurancestore.com

Easily Contact BasicTravelInsurance.com via email: steve@TripInsuranceStore.com

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