This is an overview of the Travel Guard Essential Plan. Coverage varies based on your State of residence. Please refer to your state specific Description of Coverage or Policy for complete details by clicking on the plan links below.
The Travel Guard prices aren’t guaranteed. They can change day to day and are based on multiple price factors.
Travel Guard’s COVID-19 Notification
FOR POLICIES PURCHASED ON OR AFTER MARCH 11, 2020
On March 11, 2020, the World Health Organization (WHO) declared Coronavirus (COVID-19) a pandemic. Therefore, any losses for trip cancellation, trip interruption and/or trip delay caused by or resulting from quarantine due to COVID-19 is not considered “Unforeseen” and will not be covered under the terms and conditions of this insurance policy.However, this does not affect any Medical Benefits available under the insurance policy. If you contract COVID-19 prior to departure, you would be covered for Trip Cancellation, if you have a confirmed and documented diagnosis and/or you are medically unable to travel at the time of departure due to COVID-19. If you contract COVID-19 while on a covered trip, you would be covered for Medical Expense and Trip Interruption/Curtailment benefits if you have a confirmed and documented diagnosis.Please thoroughly read the Description of Coverage for your insurance policy and note that Travel Guard offers a free-look period, which means you can cancel this insurance policy by giving us written notice within 15 days from the Effective Date of your insurance policy to receive a refund of the premium paid (provided that you have not started your trip or filed a claim). For New York residents, please call 1-800-826-1300 for more information about refunds.If you have already purchased an insurance policy, the facts and circumstances surrounding your trip and the terms and conditions of your policy will determine the extent of coverage for COVID-19 related claims.For more information, please visit https://www.travelguard.com/travel-news/coronavirus-advisory.
The Essential plan’s optional Emergency Evacuation Upgrade doubles your Emergency Evacuation benefit
You can insure a maximum trip cost of $100,000 per person with both plans
Travel Guard can advance payment to a medical facility if needed to secure Your admission
There is a 180 day Pre-existing Condition Lookback Period
You have a 15 day Satisfaction Guarantee
Travel Guard’s maximum trip length is 365 days
Everyone with the same itinerary is considered a traveling companion
If you already know you want the Essential plan, click on one of the links above or call toll free at 1 – 888-407-3854 (US residents only) to order over the telephone
The Essential plan covers you for up to $15,000 Secondary Medical Expense, $150,000 Emergency Evacuation and 100% Trip Interruption. 15 day money back satisfaction guarantee. US residents only. All benefits are expressed in U.S. dollars.
This is only a brief description of the coverage(s) available under policy series T30337NUFIC (Residents of New York state under policy series T30253NUFIC-NY. Residents of Florida under policy series T30253NUFIC. Residents of OR, GA, UT, WA and NH under T30342NUFIC). The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.
This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Travel assistance services provided by Travel Guard.